NEMT Insurance Specialists
Non-Emergency Medical Transportation is specialized work. Your insurance should be too. Mission Insurance Agency provides complete, NEMT-specific coverage for individual drivers and growing fleets.
What We Cover
Most insurance agencies can handle 2 or 3 coverages. We offer all 8 under one roof — structured specifically for NEMT operators. Click any card to learn more.
Protects your NEMT vehicles for accidents, collision, and liability on the road. Limits structured to meet or exceed broker contract requirements.
Covers third-party bodily injury and property damage claims arising from your business operations — protection beyond your auto policy.
Protects against claims of negligence, scheduling errors, or failure to deliver expected service during patient transport.
Covers incidents while assisting passengers in and out of your vehicle — a critical gap often excluded from standard auto policies.
Required by most Medicaid and managed care broker contracts. Protects your business against allegations involving passengers.
Safeguards against data breaches involving protected health information (PHI) and HIPAA compliance violations.
Covers claims from employees alleging wrongful termination, discrimination, or harassment as your team grows.
Required in most states. Covers your drivers and staff for on-the-job injuries, including those sustained while assisting passengers.
Do you transport medical patients to and from pre-scheduled medical appointments for a fee? If so, you might be one of the thousands of drivers across the country who operate a business specializing in Non-Emergency Medical Transport, otherwise known as NEMT. This type of business requires a special type of insurance policy known as Non-Emergency Medical Transport Insurance Coverage and most insurance agents do not write it. But we do!
If your service is compensated in full or in part by Medicare or Medical Insurance, you may be a NEMT Service. Additionally, if your vehicle is not equipped with sirens and flashing lights, this furthermore qualifies you as a NEMT service.
The cost of NEMT Insurance depends on several factors:
Yes, our agents will work with you to identify and apply any discounts that you may be eligible for such as prior insurance and years in business.
Call one of our agents to begin your non-emergency medical transport quote today. Our licensed agents will shop from our network of insurance companies to find you the best rates and coverage for your specific needs.
Just starting your NEMT business? We’ll help you understand what your state requires, what your broker contracts demand, and how to get properly covered — without overpaying.
Managing multiple vehicles and a team of drivers? We build insurance programs that scale with your fleet and satisfy the requirements of Medicaid brokers and state contracts.
Kelly Insurance Services is now a part of Mission Insurance Agency.